03 · WORKERS’ COMPENSATION
A work injury.
A path forward.
An injury at work can disrupt your health and income. Alan J. Belsky helps Maryland workers understand their claim, the available benefits, and the steps needed to protect their rights.
Discuss your situationUNDERSTANDING YOUR CLAIM
Treatment, income, and the road back.
Workers’ compensation provides a separate process for qualifying work-related injuries and occupational diseases. The questions include whether the condition is covered, what treatment is needed, and how it affects your ability to work.
Depending on the claim, benefits may address medical care, temporary wage loss, permanent disability, or vocational rehabilitation. Eligibility and the amount of benefits require review of your circumstances.
GETTING STARTED
Keep a record of what happened.
Work and injury details
Record the date, place, tasks involved, witnesses, and when you notified your employer. Keep incident reports and employer or insurer communications.
Treatment and earnings
Bring provider information, work restrictions, medical records you have, pay information, and dates you missed work. Explain any difficulties obtaining treatment or benefits.
NOTICE & FILING
Reporting an injury and filing a claim are separate steps.
Notice to your employer
Maryland generally requires notice of an accidental injury within ten days, with separate rules and possible exceptions. Notify your employer promptly and keep a record. Occupational disease and death claims have different requirements.
Statutes of limitations and claim filing
For many accidental injury claims, Maryland law calls for filing with the Workers’ Compensation Commission within sixty days. Certain late filings may be excused, but a two-year limit generally applies, subject to statutory exceptions. Occupational disease claims follow separate rules.
An employer’s report or an insurer’s payment is not a substitute for checking whether your claim has been properly filed. Seek advice promptly if a deadline may be approaching.
If benefits are disputed
A disagreement may involve coverage, medical treatment, lost wages, or disability. Review the claim paperwork and any Commission orders with counsel so the issue and the next procedural step are clear.
A separate claim against someone else
If another person or company contributed to the injury, there may also be a third-party claim. That claim and workers’ compensation benefits can interact, including reimbursement questions. Bring information about all potentially responsible parties.
Maryland Workers’ Compensation Commission: questions and answers →
Start with a conversation.
Tell Alan J. Belsky what happened and what concerns you most. The next step begins with understanding your situation.
Contact Belsky Legal